Integrity
We treat debtors with respect and clarity, and never use methods that expose you or us to liability.
Licensed debt collection · Abu Dhabi
Overdue money,back in your account.Calmly. Lawfully.
We take your file, study the debtor's position and lead the negotiation until your money reaches your account. No threats, no public shaming, and written reports so you always know where your case stands.
- Free first consultation
- Written report within 15 days
- Strict confidentiality
Collection fileFile DC-2025-0147
Building materials supplier · unpaid invoices
- File received
- Debtor analysis
- Formal notice
- Payment plan
- Collected
Officially licensedDepartment of Economic Development, Abu Dhabi
Licence no.CN-5987411
ActivityDebt Collection 8291001
Head officeHili, Al Ain
ContractorsSuppliers & wholesalersLandlordsClinics & medical centresSchools & institutesService companiesCar dealersManufacturersIndividualsContractorsSuppliers & wholesalersLandlordsClinics & medical centresSchools & institutesService companiesCar dealersManufacturersIndividuals
About us
Collection is not about pressuring people. It is a careful reading of the file, measured negotiation, documentation without gaps, and follow-up that does not stop until the case is closed.
Cooperation for Debt Collection is licensed by the Department of Economic Development in Abu Dhabi and specialises in managing and recovering overdue debts for companies and individuals across all seven emirates.
Our team combines negotiation experience with struggling debtors, strong written and verbal communication, and a practical understanding of the options available in each case. We balance your right to recover your money with your reputation and client relationships: we always start amicably and escalate only when needed.
“Integrity and confidentiality. The result: lasting trust.”
Confidentiality
Your file and your debtors' data stay within our team. We never disclose a debt to third parties.
Results
Every file has a plan, a timeline and an owner, with written reports reaching you regularly.
Services
Every debt has a path. We know the way.
Commercial and personal debts, from an invoice a few weeks late to a file stalled for years.
Business-to-business debts
Unpaid invoices, credit account balances and supply dues, pursued professionally without damaging your client relationship.
Bounced cheques
We engage the drawer to settle amicably, and prepare a complete file if the legal route becomes necessary.
Rent & property dues
Late rent, service charges and unit dues for landlords and property management companies.
Contractor & supplier dues
Delayed progress payments, retentions and interim claims, handled with a real understanding of construction contracts.
Personal debts
Personal loans and amounts owed between individuals, resolved through calm negotiation and realistic payment plans.
Receivables management
We follow up invoices before they go overdue: structured reminders, statements and monthly ageing reports.
Debtor tracing
Updating a debtor's contact details and business status from lawfully available sources, to find the best route to payment.
Legal escalation
When amicable recovery fails, we prepare the file and refer it to a licensed partner law firm, then coordinate through to enforcement.
How we work
From receiving your file to receiving your money.
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01
File intake & review
Send us the documents: contract, invoices, cheque, correspondence. We assess the strength of the case and tell you our honest view before we start.
-
02
Analysis & collection plan
We study the debtor's position, gather the essential information and set a clear plan: who to contact, when, and how.
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03
Amicable contact, then formal notice
We open with direct, professional contact. If the debtor does not respond, we move to written demands and formal notices.
-
04
Initial report within 15 days
Within 15 days of first contact with the debtor you receive a written report: progress, the debtor's position and the proposed settlement.
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05
Negotiation & payment plan
We negotiate full payment or a documented, signed instalment plan, and track every payment on its due date.
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06
Field meeting for major files
For large or stalled files, a senior collection officer meets the debtor in person, by prior arrangement, in any emirate.
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07
Legal route if needed
If the debtor still does not commit, we hand a ready legal file to a licensed partner law firm and stay your coordinator until closure.
Numbers we commit to, not numbers to look good.
0days
to your first written report after debtor contact
0AED
for the first consultation and file review
0emirates
covered by our contact and field meetings
0%
confidentiality for your data and your debtors'
What we never do
Doing collection right protects you first.
Any unlawful pressure can turn a creditor into the party facing liability. So every file follows clear rules:
We comply with UAE regulations, including the Personal Data Protection Law.
- No threats, insults or public shaming, by any channel
- No disclosure of the debt to family, employer or any third party
- No contact at unreasonable hours or harassing frequency
- No claiming enforcement powers that belong only to the courts
- No fees added on top of the amount the debtor owes
- No visits to a debtor's home or workplace without prior arrangement
Assess your file
Three questions. Know where to start.
A quick tool that gives you an initial view of the right path. Our final assessment follows a review of your documents.
Suggested path for your file
Did we contact you about an outstanding amount?
We are here to reach a solution, not to embarrass you. Contact us directly to arrange a realistic payment plan that fits your situation. Everything you share stays confidential.
FAQ
Questions we hear often.
What debts do you collect?
Business-to-business debts, bounced cheques, rent, contractor and supplier dues, and personal debts. If yours is different, send us the details and we will tell you honestly whether we can help.
How much do your services cost?
The first consultation and file review are free. After that we give you a clear proposal based on the debt's value, age and nature, and you know the full cost before we start.
How long does collection take?
It depends on the file. Recent, documented debts can settle within weeks; older or disputed files take longer. Either way you receive a written report within 15 days of our first contact with the debtor.
Will this affect my client relationship?
That is exactly what we protect. We start with a calm, professional approach that lets both sides save face, and escalate gradually only when there is no response.
What if the debtor refuses to pay?
With your approval we prepare a complete legal file and refer it to a licensed partner law firm, since court action and enforcement are handled by advocates and the courts. We remain your coordinator throughout.
How do I follow my file?
Each file has a dedicated officer you can reach directly, plus regular written reports on every development until the case is closed.
Do you work outside Al Ain?
Yes. We are based in Al Ain and serve clients across all seven emirates, with in-person meetings for major files anywhere in the UAE.
Contact
Send us your file today. We will give you an honest view.
Fill in your details and a collection officer will get back to you during working hours.
- Phone+971 58 904 3978
- Emailinfo@dc-debt.ae
- Address
Tawi Bu Sumrah St, Hili, Al Ain, Abu Dhabi
- Working hours
Monday to Friday, 9:00 AM to 6:30 PM